South Florida's property intelligence platform

Your home has a story.
We keep it forever.

RM HomeDNA builds the permanent digital record of your property — so you're always ready for an insurance claim, a sale, a storm, or a refinance.

Stripe secured
No data sold. Ever.
250+ homeowners protected
8234 SW 142nd Ave
Miami, FL 33183 · Zone X · Homestead ✓
Health 87/100
Roof
92
HVAC
78
Electric
95
Plumb.
83
Hurricane alert — Storm approaching Miami
View your risk report + preparation checklist →
$1.5M+
Recovered & protected in homeowner asset value
250+
South Florida homeowners protected after Hurricane Ian
3–5 days
Average insurance claim approval with a verified RM record
Sound familiar?

Homeowners are losing money on problems that are already solved.

We've worked inside South Florida homes after hurricanes, claims, and closings. We know the exact moments where time, money, and peace of mind bleed out.

Can't find documents when you need them most.
Hurricane coming and your permits are in a shoebox, a text thread, and three email folders. No time to search.
Insurance claim takes months — or gets denied.
Without verified records, adjusters lowball or deny. No documentation means a 6–12 month wait. Or nothing.
Overpaying on property taxes every single year.
Thousands of Miami-Dade homeowners miss the March 1st homestead deadline. $659–$2,000 lost. Every year.
You don't know your flood zone until it's too late.
In a high-risk FEMA zone and you don't know it — or paying expensive flood insurance you don't need.
Home sells for less — buyers can't verify anything.
No records = buyers assume the worst. "Can you prove the roof is 3 years old?" Your offer price reflects their doubt.
Hurricane coming. No plan. No alert. No checklist.
You find out on the news like everyone else — scrambling with no documentation and no time to act.
RM HomeDNA solves every single one of these.
The solution

One permanent record. Every problem solved.

Your property's digital DNA — verified, permanent, and working for you at every major moment.

Property DNA — everything in one place
Every permit, repair, photo, receipt, and system score — organized in a permanent record that follows your home forever.
Solves: lost documents
Verified Health Score for faster claims
Certified RM evaluator scores every system. That verified report is your ammunition with any insurance adjuster.
Solves: denied claims
Homestead exemption — never miss it again
We detect your county, track the March 1st deadline, and send you the direct link. One alert saves you up to $2,000.
Solves: overpaying taxes
FEMA flood zone — detected automatically
Instant detection at registration. Know exactly what zone you're in and what insurance you actually need.
Solves: unknown flood risk
Documented homes command higher offers
Give any buyer, realtor, or lender instant access to your verified property record. Certainty gets you more money.
Solves: lower sale price
Hurricane alerts with your personal risk report
Push notification the moment a storm is detected — with your property's risk score and a preparation checklist.
Solves: no warning system
How it works

From zero to fully protected in under 48 hours.

Five steps. One permanent record. Complete peace of mind for your biggest asset.

1
Day 1 — 5 minutes
Register your property & create your account
Enter your address and we instantly generate your permanent RM Master Property Ref — the unique ID that follows your home forever. FEMA flood zone and homestead exemption status auto-detected.
RM-2026-MIA-142AVE-8234
FEMA Flood Zone X detected — minimal risk, no mandatory flood insurance required
Miami-Dade homestead exemption: eligible — deadline March 1, 2027
2
Day 1 — 20 minutes
Complete your property self-evaluation
Guided evaluation of every system — roof, HVAC, electrical, plumbing, pool, kitchen, bathrooms, and more. Add photos, receipts, and permits. No expertise needed.
Roof — replaced 2021, photos uploaded, permit attached
HVAC — Trane 2019, last serviced Jan 2026, warranty active
Electrical panel — 200A, updated 2020, no issues reported
Pool — resurfaced 2023, pump operational, heater functional
3
Within 48 hours
Certified RM evaluator scores your home
A Real Momentum certified evaluator reviews your self-evaluation, scores each system with an individual health score, and generates your official RM Evaluator Report with RM seal.
Your Property Health Score
Roof
92
HVAC
78
Electric
95
Plumb.
83
Overall property score87 / 100
4
Ongoing — automatic
Smart alerts protect you year-round
Your dashboard monitors your home 24/7. Hurricane, tax deadline, warranty expiration — push notification the moment something needs your attention, with a direct link to act.
Hurricane Helene approaching Miami — view your risk report & checklist →
Homestead deadline in 14 days — apply now and save up to $2,000 →
HVAC warranty expiring in 30 days — 3 certified vendors available →
Annual evaluation complete — Health Score updated to 87/100 →
5
Forever
Your Property DNA works at every major moment
Filing an insurance claim? Share your verified record. Selling? Give buyers instant access. Refinancing? Hand your lender a complete property history. Your RM HomeDNA is the most valuable document attached to your home.
Insurance claim filed — adjuster received verified record — approved in 4 days
Listed for sale — buyer downloaded full DNA report — offer accepted in 6 days
Refinance application — lender accessed property history — approved same week
Step 1 — Activation

Choose your activation

One-time fee to create your permanent Property DNA and RM Property Ref. Required before selecting a monthly plan.

Property Oversight Activation
Establishes your property baseline and generates your permanent RM Property Ref.
Limited time — First 100 members only
Las primeras 100 personas obtienen la membresía por $50. Tiempo limitado.
$80$50
una sola vez
  • Property DNA created permanently
  • RM Property Ref generated
  • Self-inspection enabled
  • Basic dashboard activated
⭐ Best Value
Lifetime Member Status Activation
Secure your permanent member status and eliminate future reactivation requirements.
$300
una sola vez
  • Permanent member status — no reactivation ever
  • Priority scheduling across all services
  • Preferred pricing on Four-Point Inspection & Wind Mitigation
  • Complimentary aerial property scan
  • Discounted additional aerial scans
  • Access to insurance & financial guidance
Service access and scheduling only available while monthly plan is active.
Step 2 — Choose your monthly plan
Monthly membership

Select your protection level

Keep your membership active to maintain access to the RM ecosystem, smart alerts, and your preferred vendor network.

Starter
First 50 members: $5/mo
$15
/ month after promo
$5 → $10 → $15 · $180/año
Keep your membership active with essential property oversight and platform access.
  • Active membership status
  • Basic property monitoring
  • Dashboard access
  • Ongoing property records
  • Smart alerts dashboard
  • FEMA flood zone on file
  • Homestead exemption tracker
Popular
Essential
$49
/ month
$588/año
Complete oversight with preventive monitoring, professional guidance, and vendor network access.
  • Active membership status
  • 1 preventive visit per year
  • Property condition assessments
  • Early issue detection
  • Inspection readiness guidance
  • Priority scheduling
  • Member-only service pricing
  • Ongoing property records
  • RM Preferred Vendor Network
  • Special vendor agreements — members only
Popular
Pro
$79
/ month
$948/año
Professional oversight with evaluator access, strategic benefits, and exclusive member savings.
  • Active membership status
  • 2 preventive visits per year
  • Property condition assessments
  • Early issue detection
  • Inspection readiness guidance
  • Priority scheduling
  • Member-only service pricing
  • In-person evaluator visit
  • Health score report
  • RM Preferred Vendor Network
  • $500 water treatment discount
  • $1,000 closing costs contribution
  • Priority vendor access
  • Property transfer token at sale
  • Strategic advisory support
Save $1,500+ · Pay only $948/yr
⭐ Elite
Elite
$99
/ month
$1,188/año
Premium oversight with comprehensive protection, priority support, and maximum member benefits.
  • Active membership status
  • 3 preventive visits per year
  • Property Closing Report
  • PA negotiated — member terms
  • Tax assessment appeal
  • Homestead exemption managed
  • Car accident attorney access
  • 48-hour priority support
  • All vendors — best member terms
  • Strategic advisory support
Save $3,000+ · Pay only $1,188/yr
RM Preferred Vendor Network — Available from Essential plan
Members get exclusive access to Real Momentum's curated network of vetted professionals under special member agreements. Available to Essential, Pro, and Elite members only.
Public Adjusters
Real Estate Agents
Home Inspectors
Roofers
Electricians
Plumbers
Water Treatment
Mortgage Brokers
Insurance Agents
Attorneys
Remodeling
HVAC

The Elite plan at $99/month pays for itself with a single tax appeal, homestead exemption, or insurance claim — members typically recover $3,000–$30,000+ in the first year.
All plans require a one-time activation fee. Vendor network access begins at the Essential plan.
Founder pricing active for first members. Prices subject to change — existing members keep their rate forever.

Get started

Activate your Property DNA today.

4 simple steps. Under 30 minutes. Protected forever.

Step 1 of 4
Create your account

Your Property DNA starts here. One account. Permanent record.

By continuing you agree to our Terms of Service and Privacy Policy.

Step 2 of 4
Tell us about your property

We'll generate your permanent RM Property Ref and check your FEMA flood zone automatically.

We'll automatically detect your FEMA flood zone and county homestead exemption status using your address.
Step 3 of 4
Choose your plan

Your activation fee creates your permanent Property DNA. Then pick your monthly plan.

Essential Popular
1 preventive visit · Property assessments · RM Vendor Network
$49/mo
Pro Popular
2 visits · Evaluator · $500 water · $1,000 closing costs
$79/mo
Elite ⭐
3 visits · PA negotiated · Tax appeal · Attorney · Save $3,000+
$99/mo
Starter
Basic monitoring · Dashboard · Property records
$15/mo
Step 4 of 4
Secure payment

One-time $50 activation + first month. Cancel anytime after.

Payments processed securely via Stripe. Your card data never touches our servers.
Welcome to RM HomeDNA
Your Property DNA is live.

Your permanent property record has been created. Here's what happens next:

RM Master Property Ref
RM-2026-MIA-142AVE-8234
1
Complete your self-evaluation — about 20 minutes
2
A certified RM evaluator will review and score your property
3
Your Health Score report will be ready within 48 hours
4
Smart alerts active — notified immediately of any risk
Why create an account?
Permanent record — follows the home forever, not just your ownership
Insurance claims processed 3–5x faster with a verified RM record
Documented properties sell faster and command higher offers
Real-time hurricane alerts with your personalized risk report
Today's charge
Activation fee (one-time)$50.00
Essential — first month$49.00
Total today$99.00
Secured by Stripe
No data sold. Ever.
Cancel anytime
250+ South Florida homeowners
Detected automatically
Based on your ZIP, your property appears in Flood Zone X — minimal risk. No mandatory flood insurance required.
Homestead status
Miami-Dade CountyEligible
DeadlineMarch 1, 2027
Est. annual savings$659–$2,000
Essential plan includes
Property DNA self-evaluation
1 preventive visit per year
FEMA flood zone detection
Homestead exemption tracker
RM Preferred Vendor Network
Special vendor agreements
Smart alerts dashboard
Billing summary
Activation (one-time)$50.00
Essential — month 1$49.00
Total today$99.00
Order summary
Charges
Property DNA activation$50.00
Essential — month 1$49.00
Tax$0.00
Total charged today$99.00

Renews at $49/month after first month. Cancel anytime from your dashboard.

256-bit SSL encryption
PCI DSS compliant via Stripe
Cancel anytime, no fees
Your RM HomeDNA is active
Property record created permanently
FEMA Flood Zone X confirmed
Homestead tracker activated
Hurricane alerts: enabled
Evaluator review: scheduled within 48hrs
Confirmation email sent with your RM Property Ref and next steps.

Ready to protect your biggest asset?

One-time $50 activation. Permanent record. Month-to-month. Cancel anytime.