RM HomeDNA builds the permanent digital record of your property - so you're always ready for an insurance claim, a sale, a storm, or a refinance.
A quick English overview before you build your Property DNA.
We've worked inside South Florida homes after hurricanes, claims, and closings. We know the exact moments where time, money, and peace of mind bleed out. Here's each problem - and exactly how RM HomeDNA fixes it.
Hurricane coming and your permits are in a shoebox, a text thread, and three email folders. No time to search.
Every permit, repair, photo, receipt, and system score - organized in a permanent record that follows your home forever.
Solves: lost documentsWithout verified records, adjusters lowball or deny. No documentation means a 6-12 month wait. Or nothing.
Certified RM evaluator scores every system. That verified report is your ammunition with any insurance adjuster.
Solves: denied claimsThousands of Miami-Dade homeowners miss the March 1st homestead deadline. $659-$2,000 lost. Every year.
We detect your county, track the March 1st deadline, and send you the direct link. One alert saves you up to $2,000.
Solves: overpaying taxesIn a high-risk FEMA zone and you don't know it - or paying expensive flood insurance you don't need.
Instant detection at registration. Know exactly what zone you're in and what insurance you actually need.
Solves: unknown flood riskNo records = buyers assume the worst. "Can you prove the roof is 3 years old?" Your offer price reflects their doubt.
Give any buyer, realtor, or lender instant access to your verified property record. Certainty gets you more money.
Solves: lower sale priceYou find out on the news like everyone else - scrambling with no documentation and no time to act.
Push notification the moment a storm is detected - with your property's risk score and a preparation checklist.
Solves: no warning systemFive steps. One permanent record. Complete peace of mind for your biggest asset. Your property's digital DNA - verified, permanent, and working for you at every major moment.
Enter your address and we instantly generate your permanent RM Master Property Ref - the unique ID that follows your home forever. FEMA flood zone and homestead exemption status auto-detected.
Guided evaluation of every system - roof, HVAC, electrical, plumbing, pool, kitchen, bathrooms, and more. Add photos, receipts, and permits. No expertise needed.
The Real Momentum Property Team reviews your self-evaluation while the RM HomeDNA system analyzes each major property component, assigns individual health scores, and generates your official RM Property Health Report with RM verification seal id.
Your dashboard monitors your home 24/7. Hurricane, tax deadline, warranty expiration - push notification the moment something needs your attention, with a direct link to act.
Filing an insurance claim? Share your verified record. Selling? Give buyers instant access. Refinancing? Hand your lender a complete property history. Your RM HomeDNA is the most valuable document attached to your home.
Start by creating your permanent property record. Choose the simple setup, or lock in lifetime homeowner benefits and future savings.
Get your home entered into the system and create your permanent property record.
Homeowners who want to establish their property's record and access basic tools.
Everything in Property Setup, plus lifetime membership benefits and long-term savings.
one-time payment
Homeowners who want long-term savings, priority service, and ongoing property support.
Service access and scheduling only available while monthly plan is active.
Reactivation note: If your monthly membership is canceled, your property record remains saved. To reactivate dashboard access and services later, you can pay the $50 Property Setup again and restart your monthly membership. Lifetime members do not pay reactivation fees.
Your Property DNA is permanent - but dashboard access isn't. If your monthly plan is canceled, you keep read-only access for 60 days; after that your account is archived. To reactivate later, pay the $50 Property Setup again and restart your monthly membership. Before archiving, you can always downgrade to Starter ($5/mo) and keep your record alive. Lifetime members are never archived and never pay reactivation.
Keep your membership active to maintain access to the RM ecosystem, smart alerts, and your preferred vendor network. Founder members lock in their rate permanently.
$5 -> $10 -> $15 - $180/year
The anchor plan: keep your Property DNA alive with essential oversight, hurricane + FEMA alerts, and full vendor network access.
$588/year
Founder pricing - lock in this rate forever. Price increases as membership grows.
Complete oversight with preventive monitoring, professional guidance, and vendor network access.
$948/year - Save $1,500+
Founder rate - limited spots at this price. Early members keep this rate permanently.
Built for storm season: RM coordinates your full claim with a PA partner, plus roof estimator, electric tracking, and priority evaluator access.
$1,188/year - Save $3,000+
Founder Elite - list price is $149/mo. Lock in $99 forever and save $600+/year. This rate will not be available after launch.
Premium oversight with comprehensive protection, priority support, and maximum member benefits.
The Elite plan at $99/month pays for itself with a single tax appeal, homestead exemption, or insurance claim - members typically recover $3,000-$30,000+ in the first year.
Core member access across legal, protection, home services, real estate, utilities, and preferred vendors. No features locked - all plans access the full RM ecosystem. Benefits applied at time of service.
All plans require one property profile selection: Property Setup or Lifetime Homeowner Membership. Vendor network access is available across all membership plans. Founder pricing active for first members. Prices subject to change - existing members keep their rate forever. *Water treatment cash back and free months require a qualifying purchase. If your monthly plan is canceled, you keep read-only access for 60 days; after that your account is archived. Reactivation requires paying the $50 Property Setup again and restarting a monthly membership (Lifetime members exempt).
4 simple steps. Under 30 minutes. Protected forever.
Step 1 of 4 - Your Property DNA starts here. One account. Permanent record.
By continuing you agree to our Terms of Service and Privacy Policy.
Step 2 of 4 - We'll generate your permanent RM Property Ref and check your FEMA flood zone automatically.
Step 3 of 4 - Your property profile creates your permanent record. Then pick your monthly plan.
Step 4 of 4 - Payment details are collected only by Stripe on the secure Real Momentum membership checkout.
Renews at $5/month after first month. Cancel anytime from your dashboard.
Your permanent property record has been created. Here's what happens next:
RM-2026-MIA-142AVE-8234
Confirmation email sent with your RM Property Ref and next steps.
Go to my dashboard ->One-time $50 Property Setup. Permanent record. Month-to-month. Cancel anytime.